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This paper analyzes the determinants of homeownership in immigrant households over the 1980–2000 period. The study finds that immigrants have lower homeownership rates than natives and that the homeownership gap widened significantly during Ray Ban Vision that period. The differential location decisions of immigrant and native households, as well as the changing national origin mix of the immigrant population, helps explain much of the homeownership gap. The evidence also indicates that the growth of ethnic Ray Ban Usa enclaves in major American cities could become an important factor in increasing immigrant demand for owner-occupied housing in many metropolitan areas. Packing together the domains of transformed and untransformed material after the start of a martensitic transformation produces stress, the equilibrium proportions of the two phases being governed by a stress-strain equation. This equation, however, relates the volume of transformed material to the fundamental order parameters of the transition and hence renders the transformed volume itself an order parameter. In a case where the transition is second order, or nearly so, it would follow that the volume of material transformed must grow as a “critical” power of the temperature, and we demonstrate this for a face-centred cubic manganese-nickel alloy.